Know where the family's money goes each month.
Everyone at home records what they spend and receive, in cash, mobile money or bank. You see the month at a glance, keep each category to its limit and save together for school fees and bigger plans.
Example · September
26SepSavings
Dad · Bank · SACCO deposit−400,000
Dad · Bank · SACCO deposit−400,000
25SepSalary
Dad · Bank+3,200,000
Dad · Bank+3,200,000
24SepFood & groceries
Mum · Mobile Money · Nakasero market−214,500
Mum · Mobile Money · Nakasero market−214,500
22SepBusiness
Mum · Mobile Money · Tailoring orders+620,000
Mum · Mobile Money · Tailoring orders+620,000
21SepTransport
Dad · Cash · Fuel & boda−118,000
Dad · Cash · Fuel & boda−118,000
One book, the whole family
Invite your spouse or older children by email. Everyone sees new entries as soon as they are saved.
Budgets that warn you early
Set a monthly limit for food, transport or utilities. The bar turns amber at 85% and red when you go over.
Save towards real goals
Term fees, an emergency fund or Christmas in the village. Top up as you go and watch it fill.